Terms of use

This website is operated by Subarna Bhandari. Throughout the site, the terms “we”, “us” and “our” refer to Subarna Bhandari. Subarna Bhandari offers this website, including all information and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.
By visiting our site and/ or purchasing something from us, you engage in our “Subarna Bhandari Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.
Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.
Any new features or tools which are added to the current site shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.
Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Subarna Bhandari’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:
  • modify or copy the materials;
  • use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  • attempt to decompile or reverse engineer any software contained on Subarna Bhandari’s web site;
  • remove any copyright or other proprietary notations from the materials;
  • transfer the materials to another person or “mirror” the materials on any other server.
The materials on Subarna Bhandari’s web site are provided “as is”. Subarna Bhandari makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Subarna Bhandari does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
In no event shall Subarna Bhandari or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Subarna Bhandari’s Internet site, even if Subarna Bhandari or a Subarna Bhandari authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
Revisions & Errata
The materials appearing on Subarna Bhandari’s web site could include technical, typographical, or photographic errors. Subarna Bhandari does not warrant that any of the materials on its web site are accurate, complete, or current. Subarna Bhandari may make changes to the materials contained on its web site at any time without notice. Subarna Bhandari does not, however, make any commitment to update the materials.
Subarna Bhandari has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Subarna Bhandari of the site. Use of any such linked web site is at the user’s own risk.
Site Terms of Use Modifications
Subarna Bhandari may revise these terms of use for its web site at any time without notice. By using this web site, you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
Fees & Refunds
You agree to pay the fees, in such amount and for such billing frequency as specified during registration, in full prior to any obligation of Subarna Bhandari to perform under this Agreement. You further agree that, upon registering for the services through the Site, you authorize Subarna Bhandari to charge your method of payment (e.g. credit card) for the fee on monthly basis. Payment of the fees shall be in such amounts and at such times as set forth by Subarna Bhandari through information provided to you and as authorized through the sign-up and registration process. You represent and warrant to Subarna Bhandari
You may cancel your subscription with us at any time. Upon cancellation, you will continue to have access to the Subarna Bhandari services through the end of the then current month. Subarna Bhandari may change its fees from time to time by posting the changes on the Site with 7 days’ prior notice, but with no advance notice required for temporary promotions or reductions in fees.
You can request a full refund excluding the applicable transaction fees in respect of a purchase of any subscription plan if:
  • You did not use the service.
  • You did not like our service.
  • You did not like the artwork we created.
After 7th day, there are no refunds for partial subscription plans under any circumstance, including cancellations and unused time on a plan. Upon cancellation you will have access to our service for the length of your current billing cycle.
Ownership & Trademarks of Work
You retain ownership of all graphics and files created by Subarna Bhandari during any month in which your membership subscription is paid in full. If you provide Subarna Bhandari with materials or assets, you agree that these materials are approved to be used in your designs and are not owned or trademarked by any other parties. You are solely responsible to affirm that any materials provided can be legally used in design work for your entity. Should a license or trademark issue arise, Subarna Bhandari is not liable for the materials you provide.
Abuse of Service
Subarna Bhandari is designed for the reasonable use of an average non-creative based small business or individual. If we find that you are abusing our service, reselling our work as your own, using our services for illegal, adult/pornographic or a use that goes against Subarna philosophy, culture and morals, we reserve the right to cancel your account at any time.
Work Samples
We reserve the right to publish your work in our portfolio, social media or other communication efforts. If there are items that you wish to remain private or confidential please let us know when you request the task.
Subarna Bhandari promises to keep all business matters regarding your business and brand confidential. We will communicate with only approved employees from your company. We never share any information publicly, other than work samples as outlined in “WORK SAMPLES” above.